Optalitix Quote: Real-Time Risk Exposure Management for Insurers
For insurers, understanding risk exposure throughout the month can be challenging. While written business is often tracked, quoted business—occurring outside core systems—is harder to monitor. This can lead to surprises at month-end, with unexpected risk concentrations that force insurers to limit new business or even raise additional capital.
Optalitix Quote addresses this by consolidating both in-force and quoted exposures, offering insurers real-time visibility of their risk profile. With its analytic and visual tools, Optalitix Quote helps underwriters align quotes with their risk appetite, giving insurers more control over their capital and exposure.
Key Benefits:
- Informed Risk Decisions: Underwriters gain better insights at the quoting stage.
- Enhanced Risk Forecasting: Forward-looking view of outstanding quotes helps in forecasting risks.
- Clear Visualisations: Dashboards and mapping tools simplify risk assessment.
- Speedy Analysis: Cloud computing and geomapping tools enable rapid exposure analysis, such as catastrophe risk.
Manage exposure to boost capital efficiency
Optalitix Quote empowers insurers to maintain capital efficiency and confidently manage their risk exposure in a dynamic environment.