Mortgage portals boost lending profits
Mortgages are a key area of lending for most banks. Optalitix Originate helps lenders to provide an online portal for brokers and borrowers to access lending products for clients. It is intuitive, intelligent and flexible – enabling lenders to respond to market changes and customer needs more quickly. This helps them to lend more profitably, with full regulatory compliance.
Hosted credit models
The portal allows clients to host their own credit models in the system, with multiple model types enabled including Excel models. It takes less than 3 minutes to upload a credit model, signiticantly reducing development time and enabling rapid model changes and product updates.
Competitive edge
Optalitix Originate gives lenders a competitive advantage over more established players through operational excellence and efficiency whilst minimising credit risk and unwanted credit exposure.
Customisable workflow
The workflow process can be customised to meet specific business requirement using a no-code interface. Alternatively, prebuilt workflow and loan authorisation processes exist to speed up deployment. Our in-house deployment experts have experience with multiple lenders and lending products, providing valuable insight to reduce the cost of the development process.
User friendly interface
Optalitix Originate provides a user friendly interface to brokers to make the lending advisory process easier. Rather than limiting all brokers to a single core set of rates, the system flexibility allows for the offering of exclusive product offerings to different networks and distribution channels. Loan documentation is generated dynamically, ensuring an easier user experience.
Seamless integration
Seamlessly integrate with third parties such as credit reference agencies in real time. Broker APIs empower mortgage professionals to connect directly to the system, speeding up the entire application process.
Benefits
- Improved lending experience for brokers and borrowers.
- Seamless integration to external systems with our inbuilt API engine.
- Simple configuration with our no-code platform
- Credit models hosted centrally to improve governance and oversight.
- Faster product development and deployment.
- Trusted software provider to UK lenders.
